My ATF and I did it /once/ under the sheets

because it was frickin’ COLD that day.

 
But otherwise, the Ladies and I have always been on top - which suits me just fine; I gotta say I /love/ the visuals.  

I have seen several providers that loved getting under the sheets to snuggle, during down time. For actual sex, it would be pretty tough for many positions.  

Anyway there is a reason most providers do everything on top of the sheets. It's a lot easier to pull off and change the top sheet between clients, than changing multiple sheets.

A fav & I often did...  I liked it much better.  One time Post O we discovered a large pudde in the middle of the bed...  She wasn't usually a squirter.  WE actually used towels to soak it up before it got worse... Left the bed open for housekeeping.  
I miss her...

....... I usually get the plastic sheet under the sheets. Lol
I'm a really high maintenance client. Sorry ladies.

Pull back the sheets. I guess I’m a romantic that way.

Granted, we do spend the most time with the top sheet pulled back but then we always snuggle under the covers.

Sometimes the comforter can be very slippery for mish.  Last week the gal and I had to pull the comforter off because I couldn't maintain my momentum in mish, I kept slipping out.  Much better on the bottom sheet!

I love playing under and on top of the sheets. If they are satin or silk sheets I am definitely spending more time playing under the sheets

When it's outcall to my hotel room, absolutely. Especially in cities where its cold and she's had to walk outside. I think its a more intimate experience.

Feels like a civvie date - covers get pushed off for when we rock n roll, pulled up for foreplay and post coital snuggles

Yes! Lol

My latest duo review states this fact.  I only cater to one lucky gent, so feel free to jump under the covers.  I would never say, no!

99% of the time the answer would be no. Some of you guys have some pretty funky body odor, an even with a [forced] shower, it can still be pretty funky. I’ve got to sleep in that bed, so no.

However, all overnights are between the sheets.

Just last week was with a 22 year old SB. She was getting cold so pulled the sheets over me while I was downtown. After a while my natural body reaction to the accumulating CO2 was involuntary deeper breathing. Eventually she freed me from my guilded cage.

I've never asked, but I will perhaps next time.  Don't have to be under the covers the entire time, but the full body skin on skin contact makes for a more enjoyable experience (during chatting or cuddling).