As in "If a girl can't drive, she can't visit you"...so, can anyone suggest a good aftermarket extended warranty for a car? We have over 110,000 miles and 5 years, so a brand name extended warranty seems to be out.
We checked into many websites for suggestions, thought maybe WarrantyDirect was okay but found out it might not be, would like an extended warranty for peace of mind on a V6 engine Toyota. Any suggestions?
The last thing we want is to visit someone and have no help if the car breaks down. Quick exits are best, agrees?
It sounds like your best bet is AAA. They will not warranty the car per-se, but it will assure you have a tow and a ride home if you get stuck. They have no milage and age of car restrictions and will often try to get you back on the road, instead of tow you. (ie flat tire, dead battery, etc...)
I would bet there are a few car guys here who might suggest a decent aftermarket warranty, but by the time you get it, you are better off sinking the k or two it might cost into the car in the form of maintence or just buy a better ride.
Hell, in philly one or two throws will get you a decent ride with insurance. lol
Check this out -
Other tell tale signs of a good warranty broker are do they offer a money back guarantee, are they listed with the Better Business Bureau and D&B, and are they bonded.
This shows that they are serious about what they do and care about their reputation. In the case of bonded, that means the broker purchased special insurance just to protect you.
I suggest that you rent a car when you need one. If the rental prices for a newish car seem to high, most larger used car dealers will rent out a refurbished 3 - 4 year old car for a very reasonable figure and if it breaks down, will get a replacement to you. Then all the headaches are theirs, not yours, and you only pay for the car when you need it.
Does nobody know of an aftermarket warranty for cars that are over 100,000 miles????? No personal experience with this at all???
If this doesn't suffice, call your local Toyota dealership and ask them.
They should be able to point you in the right direction.
xo xo Lisa
I worked in the auto industry for nearly 25 years in the product development area of four major auto companies, so I have a little insight on the warranty/repair tradeoff question.
Let's start with the conclusion first- warranties are priced so that the company makes money on the warranty- a lot of money. Warranties are priced based on typical expected repairs (and their cost) over a given period of time. Car companies and warranty companies have mountains of data on this, so they know pretty well what can be expected to need repairing over the life of a car. So by definition, when you buy a warranty you're overpaying in the sense that on average, you'll pay more for the warranty than you would for the expected repairs.
Its a common misconception that buying the expensive warranty is somehow a substitute for investing in maintenance. You still need to do the maintenance (preventative, not post failure). But the good news is that unlike some types of risk, you can greatly reduce the chances of something happening to you by how well you maintain your car. If you do spend the money on mantenance you can almost reduce your chances of an unepxected failure to zero.
Most people, however, do a piss-poor job of maintaining their car and then wonder why things go wrong and they get stranded. Would you fly in on an airline that operated in that manner? If not, why would you drive in a car that was maintained that way?
Did you change your timing belt at the recommended interval? Your radiator hoses? Your transmission oil/fluid? Do you know how old your battery is? Very few people do.
BUT, if you really do what you're supposed to do to maintain your car you can dramatically reduce the chances of an unexpected failure. You can reduce it to the point where a simple AAA membership might be all the peace of mind you need, and not the expensive warranty.
But this approach implies that you take the money you were prepared to spend on the warranty and invest it in preventative maintenance. Believe it or not, maintaining your car to the manufactuerer's recommendations does work. After years of having company cars I bought a car upon exiting the industry and have now had it 12 years and have put 100K miles on it. It hasn't let me down once and I doubt it will because I keep ahead of the problems and don't wait for something to break.
And BTW, Toyota is one of the companies I worked for and a properly maintained Toyota is usually just getting started at 110k miles.
I would see people put money into a contract and with over 100,000 miles your coverage is only going to be major driveline repair. The chance of you having to repair your Toyota with a major driveline repair is very slim. I work with these contracts on a weekly basis. Rarly do they pay off.
Cost on contract $1500.00 and I doubt that you will spend that on a major repair. If you do deceide be sure to READ THE SMALL PRINT. Not everything is covered like you might think. Like the previous post. MAINTAIN YOUR VEHILCE. That is the best insurance policy you can have. PM me if you have any more questions and good luck.
P.S. uwc21.com
is one of the companies I like to do work with.
Do you have another name or address for this.
I'm sure we will take all of the wonderful advice stated here on the board. Just wanted to take a look at this site, but it does not open. Is there another name for it? Thanks.
a new, used car or an after market warranty. Go to www.carbuyingtips.com you will learn a lot.